Terms of Use, Disclaimer, and Privacy Policy

Terms of Use

Your use of the website located at www.fundoneiatse.com (the “Website”) signifies that you have read, understand, and agree to be bound by the terms and conditions set forth herein. If you do not agree to these terms, you may not use this Website. The Welfare, Pension, and Annuity Funds of Local No. One, I.A.T.S.E. (the “Funds” or the “Fund Office”) reserve the right, in their sole discretion, to change, modify, or otherwise alter these Terms of Use, Disclaimer, and Privacy Policy at any time without prior notice. You are encouraged to review these terms periodically to remain informed of any changes.

Disclaimer

This Website is provided for informational purposes only. It is not intended to, and does not, provide specific financial, legal, medical, or benefits advice. The benefits provided by the Funds are governed by the terms of the applicable Plan Documents and by federal and state laws and regulations, all of which are complex and subject to change. While reasonable efforts are made to ensure that the information on this Website is current and accurate, the Fund Office does not guarantee the accuracy, reliability, or completeness of any information presented herein.

In the event of any inconsistency between information on this Website and the official Plan Documents, the Plan Documents shall govern. You are encouraged to seek independent financial, legal, or medical advice when making decisions regarding your benefits.

No warranty of any kind, whether express, implied, or statutory, is given with respect to the information provided on this Website or the manner in which it is transmitted over the Internet. The Fund Office and the Boards of Trustees shall not be liable for any damages, losses, costs, or expenses arising out of or related to the use or performance of this Website, even if advised of the possibility of such damages.

Email and Internet Communications

Communications by email or through the Internet are not secure. Information transmitted electronically may be lost, intercepted, or altered. If you choose to communicate with the Fund Office by email or through the Internet, you do so at your own risk. The Fund Office assumes no liability for any damages or costs arising from electronic communications, including those containing personal or confidential information.

Privacy Policy

The Fund Office does not collect personally identifiable information from visitors who merely browse this Website. Certain non-personal information is automatically collected, such as browser type, operating system, referring website, pages viewed, and the date and time of visits. This information is collected in aggregate form only and is used to analyze Website usage and improve functionality and user experience.

Personal information is collected only when voluntarily provided by you, such as when contacting the Fund Office by email or through an online form, where applicable. Any such information is used solely for legitimate Fund administration or response purposes. The Fund Office does not sell personal information to third parties.

This Website may use cookies to remember information previously supplied by you and to measure aggregate Website statistics. Cookies are not used to track individual users or monitor personal online activity.

Information may be shared with Fund service providers or programs contracted by the Boards of Trustees as necessary for Fund administration, or as required by law, regulation, court order, or legal process.

This Privacy Policy applies only to general Website usage. It does not replace or modify any official privacy notices applicable to Fund participants, including HIPAA Notices of Privacy Practices or other legally required notices governing protected health information, which are available elsewhere on this Website.

Links to Other Websites

Links to third-party websites are provided as a convenience. The Fund Office does not endorse and is not responsible for the content, accuracy, or privacy practices of any linked websites. Accessing such websites is at your own risk.

Copyright

All content on this Website is protected under the copyright laws of the United States and other applicable laws. Website content may be copied for personal, non-commercial use only. Any other reproduction or distribution without the express written permission of the Fund Office is prohibited.